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"Financial freedom is within my reach."
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We're starting Thursday off with:
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Did You Know?
What percent of people have a side hustle?
Scroll for the answer!
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What Is a No-Spend Challenge? Discover the Benefits of This Self-Care Practice
Have you ever heard that it only takes $27.40 per day to spend $10,000 a year?
This statistic mainly aims to show that it doesn't take a lot of spending each day to accumulate to large amounts over the year.
In a move to spend less and budget more, some people do a "no-spend challenge."
Much like the name suggests, this kind of challenge is where you aim to not spend any money on things beyond essentials.
It may break down like this:
"Allowed" in a no-spend challenge:
- Groceries
- Rent and bills
- Medical and healthcare costs
- Personal care items (soap, essential skincare, razors, toilet paper, etc).
- Gas and transportation costs
- Debt repayments
- Any other miscellaneous musts
- Essential repairs
"Not allowed" in a no-spend challenge:
- Clothing
- Eating out
- Home decor
- Other truly non-essential costs
Of course, these are not hard and fast rules, and you have to determine what you put in your budget and what you don't!
Some people may even opt not to buy groceries or anything else if they can manage during a short-term no-spend challenge. Instead, they may eat whatever they can find from their freezer or pantry and lean on what they have at home.
People typically do a no-spend challenge for a set period, like a week or a month. However, others may go more extreme and do a no-spend year!
Fans of no-spend challenges say it teaches them to be truly mindful of what they buy and to live more consciously.
If you're curious about trying a no-spend challenge, you could do it for a day or a few days!
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Image courtesy of micheile henderson
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Discover Side Hustles and Ideas To Make More Money
Whether you're on a debt payoff journey or want to increase your savings goals, sometimes we need a little extra money beyond our standard jobs.
There is zero shame in taking on a part-time job, freelance projects, or gig work to make extra money — and it can propel us to financial freedom even faster!
Enter the side hustle. A side hustle is any kind of employment, job, or contract work that gives you additional income. It's pretty simple but can be a chance to earn income in more fun or flexible ways outside of your primary income.
If you're interested in starting a side hustle, here are a few ideas to get inspired:
- Walking dogs
- Delivering food or groceries on a service app
- Sharing your skills and tutoring — either virtually or in person
- Starting a YouTube channel or podcast (note: this one can take some time to monetize)
- Selling your crafts or baked goods
- Offering your services freelance (great for skills like photography, writing, consulting, graphic design, etc.)
- Selling digital designs online
- House, pet, or babysitting
- Working part-time at a local business, like a coffee shop or restaurant
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Image courtesy of Kyle Glenn
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A Powerful Breakthrough for Stress Relief
Feeling like you're constantly walking a stressful tightrope with work, finances, and family responsibilities? In today's hectic world, stress is a constant companion, lurking behind every corner and threatening our well-being. But stress isn't just a minor inconvenience – it's a serious health risk, affecting everything from sleep to digestion.
That is why in times of stress, it is so important to regain balance. When we’re feeling stressed, we’ve been turning to Ritual’s latest breakthrough: Stress Relief. It’s helping us not just react to stress, but to get ahead of it too.
Powered by cutting-edge BioSeries™ technology, Ritual's Stress Relief is designed to optimize the release of clinically studied ingredients and support the body’s natural cortisol response. With this innovative approach, you can face stress head-on with confidence.*
Featuring three key clinically studied ingredients—Shoden® Ashwagandha, Suntheanine® L-Theanine, and Saffron as affron®—this formula offers a comprehensive strategy for managing stress. Shoden® Ashwagandha helps regulate cortisol levels, Suntheanine® L-Theanine offers quick stress relief within the hour without drowsiness, and Saffron as affron® promotes a positive mood.*
Say goodbye to the harmful effects of stress and hello to a calmer, more balanced you. Ritual Stress Relief provides all-day support, helping you unwind, relax, and face each day with resilience.*
Ready to reclaim your peace of mind? Take advantage of this exclusive offer – get 25% off your first month. Click here to experience the power of Stress Relief today.
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Thanks to Ritual for sponsoring Note To Self.
*These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure, or prevent any disease.
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What We're Watching: How To Make a Payday Routine
What's the first thing you do when you get paid? Some people treat themselves, others set aside money for next month's bills, and others may immediately pay any bills so they don't have to think about them later.
Regardless of what your individual money goals are, creating a payday routine is a great way to take control of your finances with good habits.
Instead of trying to play a guessing game with your money throughout the next couple of weeks or months until you get paid next, a payday routine makes sure all your money has a place and a plan!
We've loved learning about payday routines and how they can play an important role in our financial self-care.
Check out How To: Make Payday Routines And Paycheck Routines from Money Ted here.
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Image courtesy of Alexander Mils
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Parting Thoughts:
- Did You Know: 39%! You're not alone if you have a side job that makes you extra money.
- 🏼♀️ Snapshot Of The Day: We'd love to see moments from our readers lives that they are proud of! If you recently accomplished an achievement, experienced a joyful moment, or are proud of a picture you have taken, be sure to capture it on camera and send it to us for a chance to be featured next week!
- Final Self-Care Thoughts for Today: Finances can be overwhelming, but taking a look at them — and making a plan with things like payday routines and no-spend challenges — can help you feel more at peace!
- Things You Probably Didn't Know About Spring Equinox: Happy Spring equinox! Today marks not just a shift in seasons but a celebration of nature's rebirth and the magic that comes with...
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Share the love
Know a fellow self-care lover who would benefit from joining the Note To Self Community? Forward this email or refer them at readnotetoself.com!
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Know of a great self-care tip or article you'd love to share with the community? Want to send us pictures of you completing one of your self-care rituals? Email us at care@readnotetoself.com!
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